The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Crescent Springs Census Designated Place | Logan | 54 |
| 2. | Twin Lakes | Kingfisher | 57 |
| 3. | City of Stillwater | Payne | 60 |
| 4. | Town of Ripley | Payne | 61 |
| 5. | Steely Hollow Census Designated Place | Cherokee | 61 |
| 6. | Town of Tushka | Atoka | 62 |
| 7. | White Oak Census Designated Place | Craig | 63 |
| 8. | Town of Bessie | Washita | 64 |
| 9. | Town of Bennington | Bryan | 67 |
| 10. | Town of Cimarron City | Logan | 67 |
| 11. | Town of Mounds | Creek | 68 |
| 12. | Town of Langston | Logan | 70 |
| 13. | City of Weatherford | Custer | 70 |
| 14. | Dennis Census Designated Place | Delaware | 70 |
| 15. | Town of Tamaha | Haskell | 72 |
| 16. | Zena Census Designated Place | Delaware | 72 |
| 17. | Moodys Census Designated Place | Cherokee | 73 |
| 18. | Town of Garvin | McCurtain | 74 |
| 19. | Town of Ketchum | Craig | 74 |
| 20. | Town of Indiahoma | Comanche | 75 |