74048 ZIP Code Profile, Map, Data & Demographics

ZIP Code Type: STANDARD
County: Nowata County
Centroid: Latitude 36.697, Longitude -95.639
Time Zone: Central Time Zone (UTC -6 hours)
Observes DST: Yes

ZIP Code 74048 has segments in 2 Counties (Nowata, Washington).

Businesses Addresses: 266
PO Box Addresses: 206
Residential Addresses: 2,560

Multi-Family Addresses: 101
Single Family Addresses: 2,459

The ZIP Code maps and database are updated 4 times per year.
Database updated: June 1, 2025, Maps updated: May 1, 2024.

Nowata, OK 74048 Data & Demographics (As of July 1, 2025)

POPULATION
Total Population	5,240 (100%)
Population in Households	5,131 (97.9%)
Population in Families	3,966 (75.7%)
Population in Group Quarters¹	109 ( 2.1%)
Population Density	32
Diversity Index²	60


INCOME
Median Household Income	$50,498
Average Household Income	$71,426
% of Income for Mortgage⁴	19%
Per Capita Income	$29,830
Wealth Index⁵	56
Socioeconomic Status Index⁶	High (44.9)

HOUSING
Total HU (Housing Units)	2,537 (100%)
Owner Occupied HU	1,514 (59.7%)
Renter Occupied HU	672 (26.5%)
Vacant Housing Units	351 (13.8%)
Median Home Value	$154,321
Average Home Value	$211,367
Housing Affordability Index³	113

HOUSEHOLDS
Total Households	2,186
Average Household Size	2.35
Family Households	1,345
Average Family Size	3.00

NOTES

Group Quarters - a place where people live or stay in a group living arrangement. Includes college residents halls, nursing facilities, military barracks, and correctional facilities.
The Diversity Index is a scale of 0 to 100 that represents the likelihood that two persons, chosen at random from the same area, belong to different races or ethnic groups. If an area's entire population belongs to one race AND one ethnic group, then the area has zero diversity. An area's diversity index increases to 100 when the population is evenly divided into two or more race/ethnic groups.
The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
The % of Income for Mortgage quantifies the percentage of median household income dedicated to mortgage payments on a home priced at the median value (assuming a 30-year mortgage and a 20% down payment).
The Wealth Index is based on a number of indicators of affluence including average household income and average net worth, but it also includes the value of material possessions and resources. It represents the wealth of the area relative to the national level. Values above or below 100 represent above-average wealth or below-average wealth compared to the national level.
The Socioeconomic Index ranges from zero (lowest relative status) to 100 (highest relative status). This measure quantifies disparities in social position of an area's inhabitants and is built from a broad range of demographic, housing, and socioeconomic inputs. More information on this measure can be found in Esri's SEI tutorial.

Nowata, OK 74048 - Peer Comparisons by Rank and Percentile

The table below compares 74048 to the other 606 ZIP Codes in Oklahoma by rank and percentile using July 1, 2025 data. The location Ranked # 1 has the highest value. A location that ranks higher than 75% of its peers would be in the 75th percentile of the peer group.

GROWTH RATE / YEAR	2020-2025	2025-2030
Population	-0.32%	-0.11%
Households	0.00%	-0.02%
Families		-0.25%
Median Household Income		2.28%
Per Capita Income		1.67%
Owner Occupied HU		-0.07%

Variable Description	Rank	Percentile
Total Population	# 188	69th
Population Density	# 264	57th
Median Household Income	# 473	22nd
Housing Affordability Index	# 259	43rd
Per Capita Income	# 342	44th
Diversity Index	# 199	67th

74048 ZIP Code Profile, Map, Data & Demographics

ZIP Code 74048: Basic Data & USPS Preferred City Name

Nowata, OK 74048 Data & Demographics (As of July 1, 2025)

POPULATION

INCOME

HOUSING

HOUSEHOLDS

GROWTH RATE / YEAR

Nowata, OK 74048 - Peer Comparisons by Rank and Percentile

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